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Disability Insurance Benefits

As the publisher of a website devoted toalways safer and wiser if you hedge your
disability issues, and as one who receivesbets.The federal disability system in the
occasional mail from claimants, one thingU.S. is presently in a "slow-mode" meltdown
stands out amazingly loud and clear: too manyand (that's just my opinion) and right now,
disability claimants are waiting way too longstart to finish, it can take up to three
to get their applications going.In fact, it'syears to get through the whole process
almost stunning how many people are out there(initial claim, reconsideration, alj
in their forties, fifties, even in their latehearing). So, don't THINK about filing. Just
fifties, with significant physical and/orFILE.You may have read in the news that the
mental impairments and yet have not filed forsocial security disability system is slated
social security disability or ssi.I don't usefor improvement soon. Again, this is just my
the word stunning lightly, either. In theopinion, but don't count on it. The reform
last few years, I've been, in varyingproposals being advocated by the current SSA
capacties, in daily contact with disabilityCommissioner may arguably make things a lot
claimants (several thousand). Even prior toworse for claimants and the process in
becominggeneral. Commissioner Barnhart's proposals
will certainly make the SSD-SSI system more
a disability examiner, I had been a medicaidhostile and adversarial to claimants. And
caseworker, taking applications for medicaidthere's good reason to believe that her
that would go to disability determinationproposals will not even speed things up. They
services for a medical determination Yet, notmay, in fact, have quite the opposite effect.
in any of that time, did I get a clearPlease remember that this is the same
picture of how many disabled individualsadministration that thought it was ok NOT to
there must be who are not pursuing theirpay overtime to people working 50 hours a
benefits.Why do so many people put off filingweek as long as they would classified as
for benefits? There are lots of different"working supervisors". It's also the same
reasons, I suppose, and one that I can'tgroup that thinks it's ok for individual
discount is that a certain percentage ofcitizens to be barred from debt relief while
individuals have probably been intimidated byindividuals occupying the ivory towers (I'm
all the "bad stuff" they've heard about thethinking of "The Donald" here) seem to be
program (high denial rates, files andfiling for bankruptcy protection every time
paperwork getting lost, rude social securityyou turn around.I will leave you with this
employees, etc, etc).However, I have thethought. It was under the current Social
strong impression that many potentialSecurity Administration Commissioner that HPI
claimants either do not file or put offwas instituted. This was an efficiency
filing  because  A.program that, instead of bringing efficiency
to  the  disability  hearing  process
they feel embarassed about filing or B. they
want to go back to work and are truly hopingactually slowed things down by at least a
their condition will improve to the pointFACTOR OF THREE (hearings in north carolina,
that this will become possible.This is what Ifor example, used to take at most 5 months to
would tell a friend, relative, neighbor, andget---now they take up to 15-24 months,
anyone who reads this: if you believe you aredepending  on
disabled, file your application ASAP. Because
if  your  medical  condition  doeswhat hearing office you have to deal
with).To reiterate: If you are disabled,
indeed prevent you from returning to work,don't think about filing. Just file and get
any embarassment you feel over filing willit done.The author of this article is Timothy
weigh very little against your immediateMoore, who, in addition to being a former
financial concerns. And if you're hoping thatfood stamp caseworker, medicaid caseworker
your condition will improve to the pointand AFDC caseworker, is a former disability
where you can work again, that's a greatclaims examiner.
attitude...but what if it doesn't. You're



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